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To prevent Crime its very important to be concerned about Banking Safety! So we now discuss about safe ways of Banking.
Automatic Bank Tellers
Automatic Teller Machines (ATMs) have provided us with a quick and convenient way to access our money. However; they may create an security risk. The following tips can help to ensure continuous secure use of the Automatic Teller Machine (ATM):
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Never lend your card to anyone. It is the key to your bank account and is for your use only.
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Protect your Personal Identification Number (PIN). Memorize that number rather than writing it down for safe keeping.
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Never disclose your PIN to anyone. NOTE: No one from your bank will ever ask you for your PIN.
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Have your card ready when approaching the automatic teller in order to complete your transaction quickly and safely.
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Be aware of anyone loitering in the area of your automatic teller. If you are suspicious of anyone or anything then leave immediately and contact the police.
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When conducting a transaction use your hand or body as a shield to prevent others from seeing any of your confidential information.
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After completing your transaction, remember to retrieve your card, your cash, and your transaction record.
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After you have received your cash, do not count it at the teller. Place it in your purse or wallet and count it later, privately.
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Report any lost or stolen cards immediately to your bank and police.
Credit Cards
If you lose a credit card, you should report it to the issuing company & Police without delay. We suggest you make a list of all the cards and charge plates your family has and the name and address of the company to notify. Don't start hunting for this information after your credit cards have been lost or stolen.
Credit/Debit Cards Protection
Losing your credit cards or having them stolen can be aggravating and costly. People should be made aware that credit card fraud is a serious crime for which everyone pays. Following these simple steps may help to prevent you from becoming a victim of credit card crime:
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Report lost or stolen cards to the card issuer and the police immediately. This will allow the issuer to take the measures necessary to prevent fraudulent use of the cards.
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Keep an accurate and up-to-date list of all credit cards, their account numbers, expiry dates and issuers' phone numbers so that you may quickly report missing cards. Remember to keep the list in a secure place.
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Never volunteer your card number to callers who tell you that you have won a trip or prize or are eligible lo receive a free gift. This could result in unauthorized charges to your account.
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Avoid leaving credit cards or other valuables in a locker at recreational facilities and other public places even if it can be locked.
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Never leave credit cards in the car or any other vehicle. Many cards are stolen from glove compartments.
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Never lend your credit/debit card to anyone.
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Sign new credit/debit cards as soon as you receive them and destroy the expired ones.
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Protect all your cards including those issued by phone companies, grocery store chains, discount stores etc. that would facilitate someone to charge goods and services against your name.
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